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File #: 13261   
Type: Consent Status: Agenda Ready
File created: 11/10/2025 Department: Community Development and Housing Department
On agenda: 11/18/2025 Final action:
Subject: County Loan Agreement for the E Street Veterans Apartments
Attachments: 1. COV-CDH-11-18-2025-US VETS Loan Contract Cover Sheet, 2. R2-CON-CDH-11-18-2025US VETS County Loan Agreement Final, 3. R1-COV-CDH-11-18-2025-US VETS Subordination Contract Cover Sheet, 4. R1-COV-CDH-11-18-2025-US VETS City Subordination Agreement Cover Sheet, 5. CON-CDH-11-18-2025-US VETS Subordination Agreement County - City Final, 6. EXH-CDH-11-18-2025-Exhibit B - Approved Development Budget, 7. EXH-CDH-11-18-2025-Exhibit D - Promissory Note, 8. R1-EXH-CDH-11-18-2025-Exhibit F Regulatory Agreement, 9. EXH-CDH-11-18-2025-Exhibit E - Loan Deed of Trust, 10. R1-CON-CDH-11-18-2025-US VETS Banc of California E Street 9% - Subordination Agreement (County)
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REPORT/RECOMMENDATION TO THE BOARD OF SUPERVISORS
OF SAN BERNARDINO COUNTY
AND RECORD OF ACTION

November 18, 2025

FROM
CARRIE HARMON, Director, Community Development and Housing Department

SUBJECT
Title
County Loan Agreement for the E Street Veterans Apartments
End

RECOMMENDATION(S)
Recommendation
1. Approve County Loan Agreement and its related exhibits with E Street Veterans Apartments, LP in an amount not to exceed $5,000,000 to assist with the development and construction of the E Street Veterans Apartments, located at 1351 North E Street in the City of San Bernardino to provide affordable housing and supportive services for homeless veterans for a 55-year period from November 18, 2025 through November 18, 2080.
2. Approve the Subordination Agreement between San Bernardino County and the senior construction lender Banc of California.
3. Authorize the Chief Executive Officer to execute the Subordination Agreement between San Bernardino County and the senior construction lender Banc of California.
4. Approve the Subordination Agreement between E Street Veterans Apartments, LP, San Bernardino County and the City of San Bernardino regarding the City's $1,985,401 Permanent Local Housing Allocation funds.
5. Authorize the Chief Executive Officer to execute the Subordination Agreement between E Street Veterans Apartments, LP, San Bernardino County and the City of San Bernardino regarding the City's $1,985,401 Permanent Local Housing Allocation funds.
6. Authorize the Chief Executive Officer to execute a subordination agreement with the California Department of Housing and Community Development, with a non-standard term, for the County Loan Agreement when the senior construction loan converts to permanent financing, subject to review by County Counsel.
7. Authorize the Chair of the Board of Supervisors, Chief Executive Officer, or the Director of Community Development and Housing Department, to make necessary non-substantive modifications...

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