REPORT/RECOMMENDATION TO THE BOARD OF SUPERVISORS
OF SAN BERNARDINO COUNTY
AND RECORD OF ACTION
June 10, 2025
FROM
VICTOR TORDESILLAS, Deputy Executive Officer, Department of Risk Management
SUBJECT
Title
Renewal of Cyber Liability Insurance, Exporters Package Portfolio, Watercraft Hull and Indemnity Insurance, and Business Auto Liability Insurance
End
RECOMMENDATION(S)
Recommendation
1. Approve the renewal of the County's Cyber Liability Insurance Program, which includes the following layers, with total coverage limits of $30,000,000 in excess of $2,000,000 self-insured retention, for a total premium of approximately $2,688,241 for the one-year period of July 1, 2025, through July 1, 2026:
a. A primary layer of $5,000,000, in excess of $2,000,000 self-insured retention, for a premium of approximately $850,950 with Indian Harbor Insurance Company.
b. A secondary layer of $5,000,000 in excess of $5,000,000 primary layer, for a premium of approximately $519,858 with Starr Insurance Company.
c. A third layer of $5,000,000 in excess of $10,000,000 of underlying insurance for a premium of approximately $415,300 with National Liability & Fire Insurance Company.
d. A fourth layer of $5,000,000, in excess of $15,000,000 of underlying insurance, for a premium of approximately $300,541 with Ace American Insurance Company.
e. A fifth layer of $10,000,000, in excess of $20,000,000 of underlying insurance for a premium of approximately $601,592 with Lloyds.
2. Approve the renewal of the following insurance programs and premiums for the period of July 1, 2025, through July 1, 2026:
a. Exporters Package Portfolio with $1,000,000 per occurrence and aggregate limits, for a premium of approximately $2,875 with Great Northern Insurance Co.
b. Watercraft Hull and Indemnity with $1,000,000 per occurrence and aggregate limits, for a premium of approximately $46,393 with Navigators Insurance Co.
c. Business Auto Liability for the San Bernardino County Fire Protection...
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